[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"content-doc-dcio0bec92fc":3},{"user":4,"document":8,"mainDocument":27,"columnUrl":29,"subscription":30,"footer":42,"text":80},{"isAuthenticated":5,"isAdmin":5,"displayName":6,"avatarUrl":6,"nid":6,"groupLevel":7},false,"",-10,{"id":9,"fullTitle":10,"subTitle":6,"url":11,"columnId":12,"columnName":13,"columnUrl":14,"summary":6,"contentHtml":15,"mainContentHtml":6,"posterUrl":16,"createDate":17,"displayDate":18,"displayDateSlash":19,"pageviews":20,"tags":21,"hidden":5,"isSubContent":5,"replyDocOrTargetId":6,"contentType":23,"videoId":6,"liveVideoUrl":6,"useContentVideo":5,"duration":24,"price":24,"priceText":25,"priceBadgeText":25,"priceBadgeClass":26,"freeForMinGroupLevel":24,"redirectUrl":6,"readyToStream":5},"dcio0bec92fc","Better(BETR)携手Coinbase(COIN)推出代币支持型合格抵押贷款产品，加密资产首度融入传统房贷体系","\u002Fdoc\u002Fdcio0bec92fc","col18178739ee","美股资讯","\u002Fcol\u002Fcol18178739ee","\u003Cp>\n\u003C\u002Fp>\u003Cp>\u003Cspan>美股投资网获悉，Better Home & Finance(BETR)旗下Better Mortgage与Coinbase Global(COIN)周三联合宣布，双方合作推出的代币支持型合格抵押贷款产品正式面向公众开放。该产品由Better负责贷款发起与服务，技术支持来自Coinbase，产品设计严格遵循房利美(FNMA)指导方针，确保其作为第一留置权的标准合格抵押贷款属性。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp>\u003Cspan>作为该方案的一部分，获批贷款的Coinbase One会员将获得相当于贷款金额1%的返现，最高不超过1万美元。返现将以免除部分交易费用的贷方信用(lender credit)形式直接抵扣结算成本。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp>\u003Cspan>该产品的核心设计在于将一笔由房利美(Fannie Mae)支持的合格住房贷款，与一笔以加密资产作为担保的独立首付贷款进行打包组合。两笔贷款享有相同的利率和摊销期限，借款人每月只需进行一次还款;待房贷全部结清或完成再融资后，质押的加密资产将予以返还。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp>\u003Cspan>借款人需质押至少相当于首付贷款金额250%的比特币或USDC稳定币，质押资产将存入Coinbase Prime上由Better设立的托管账户。以一套50万美元的房产为例，借款人可质押25万美元的比特币，获得10万美元的首付贷款。与传统抵押贷款不同，比特币价格下跌本身不会触发追加保证金要求或改变贷款条款，但若借款人逾期超过60天，Better有权清算质押的加密资产。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp>\u003Cspan>此次新品发布基于Better与Coinbase此前加密货币抵押贷款产品的强劲早期需求。自两家公司于6月开放该产品等候名单以来，数据显示76%的受访者已是Coinbase One用户，60%表示计划在六个月内购房。等候名单数据还显示，在全面公开发布前，预计贷款总额已超过2.6亿美元。\u003C\u002Fspan>\u003C\u002Fp>\n\u003Cp>\u003Cspan>Coinbase金融服务与忠诚度产品负责人Ben 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buy@TradesMax.com 美国电话 626-378-3637","公司介绍","\u003Cp class=\"MsoNormal\">美股大数据 \u003Ca href=\"https:\u002F\u002Fstockwe.com\" rel=\"noopener\">StockWe.com\u003C\u002Fa> 是一个美国领先的金融和美股信息大数据提供商，紧盯华尔街金融市场和行情，2008年成立于美国硅谷，创始人是前纽约证券交易所资深分析师Ken，联合多位摩根斯坦利分析师，谷歌 Meta工程师利用AI和大数据，配合十多年美股实战经验和业内量化交易模型，每天处理海量股票数据：挖掘潜力大牛股，捕捉期权异动大单，实时主力资金流向、机构持仓变化、川普突发新闻，美股买卖信号第一时间发到您手机APP。\u003C\u002Fp>","专业美股投资者都在这里",{"loading":81,"search":82,"searchPlaceholder":82,"hotContent":83,"draft":84,"noData":85,"searchNoData":86,"courseContent":87,"more":88,"buyNow":89,"subscribeNow":90,"encoding":91,"paidContent":92},"Loading...","搜索","热门内容","草稿","目前没有任何内容公布","当前检索内容没有数据","课程内容","更多","立即购买后观看","- 立即订阅 -","视频编码中...","付费内容"]